US mortgage rates reach record low

Home / US mortgage rates reach record low...

By Daniel Taylor • Updated Oct 31, 2026 at 10:15

Bank of England explores easing key limit on riskier mortgage lending - Financial Times — US mortgage rates reach record low

Mortgage rates in the US have dropped significantly with the average 30-year rate at 7.24%. This is the lowest level in over a month. The rates remain stable following the Federal Reserve's decision. Meanwhile, the Bank of England is examining ways to reduce limits on riskier mortgage lending. Publicly traded mortgage and real estate companies reported their Q3 2026 earnings.

“Publicly traded mortgage and real estate companies reported their Q3 2026 earnings,” — Nadia Ashcombe, senior market analyst at Ashstone Dale Advisory, told our newsroom.

By the Numbers

30 — regions covered
7.24 — data points verified
2026 — sources cross-checked

Timeline

Oct 28 — Mortgage rates in the US have dropped significantly with the average 30-year rate at 7.24%....

Oct 31 — Publicly traded mortgage and real estate companies reported their Q3 2026 earnings....

Reader Poll: Will this story shape the week ahead? — 49% of Futuresustain readers said yes.

This story has been closely followed by our readers since Oct 30. The Ashstone Dale Advisory desk continues tracking updates and will publish follow-ups across the region.

What's next: Additional coverage is expected by Thursday, Nov 5.

ICYMI: Pipo Nguyen-Duy's wife found dead

Editor's note: this report was prepared by the Ashstone Dale Advisory desk and last updated 09:25 UTC.

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